HOA Agreement
What's actually in your HOA docs?
HOA agreements can restrict everything from paint colors to whether you can rent on Airbnb. Scan yours free to see what rules apply to your property before deciding whether to pay for the full breakdown.
Here's what we typically find in a hoa agreement
HOA can levy special assessments up to $10,000 without a vote
The board can impose a one-time special assessment of up to $10,000 per unit for any capital expense without a homeowner vote.
Short-term rentals (Airbnb) are prohibited
Leases shorter than 12 months are banned. Violating this restriction can result in fines of $500 per day.
HOA can place a lien and foreclose for unpaid dues
Dues delinquent for more than 60 days become a lien on your property. The HOA may initiate foreclosure proceedings after 90 days.
+3 more findings in your full analysis →
How it works
01
Upload your PDF
Drag and drop or click. Supports any PDF up to 50 MB.
02
Free scan in seconds
We extract topics and flag count before you pay a cent.
03
Unlock the full breakdown
Pay once for exact section references, dollar amounts, and what to watch out for.
What we look for
Monthly dues and special assessments
Your regular dues plus the HOA's authority to levy one-time special assessments — sometimes without a homeowner vote.
Fine schedule
The exact dollar amounts for violations like unapproved modifications, parking infractions, or lawn maintenance failures.
Rental restrictions
Whether short-term rentals (Airbnb) are banned, how many units can be rented at once, and minimum lease lengths.
Architectural control
What changes require HOA approval before you make them — paint colors, landscaping, additions, even window treatments.
Lien and foreclosure rights
Unpaid dues become a lien on your property. Some HOAs can foreclose for unpaid assessments.
Amendment process
How many votes it takes to change the rules — and whether the rules could change significantly after you buy.
Common questions
From the blog
All articles →